A Lesson Learned

Never make decisions out of fear or pressure.

Decisions can lead to financial hardship or financial stability. Making the right decision requires Godly wisdom, sound judgment, and discretion to ensure you are making decisions that lead you on the path of financial stability.

When decisions are made from a place of fear or pressure, the outcome will always lead to financial hardship. When you are in a place of fear or pressure, that means the situation appears to be life-threatening or life-altering. The fear and pressure are causing you to believe you need to make a decision right now or else.

For example, in 2020, when the pandemic hit, there was a spirit of fear that caused people to believe that if they did not get the shot, they were going to die. Five years later, the truth is now being revealed about the push for the shot and what was really behind it.

You must recognize these emotions and not respond to them. There are many times people have made emotional decisions that have led to escalating the situation or causing them to be in financial hardship. I can speak from personal experience; the times I have made emotional decisions that I later paid the price for.

My personal testimony will be the results of two decisions that I made. The first decision is one that I made using my own wisdom and the outcome of that decision. The second decision is one that I made after receiving wisdom from God and doing it his way, and the outcome of that decision.

My testimony reflects how I overcame poor decision-making that resulted in financial hardship to Godly decision-making that results in financial stability. Poor decisions are the result of financial hardship and lack. Godly decision-making is the result of financial provision, overflow, and stability.

A few years ago, my husband and I received a prophetic word from the Lord through our prophet and spiritual covering that the seeds we had sown, God was going to use them towards our house. He was going to fulfill his promise found in Psalm 37:4 Delight yourselves in the Lord, and he will give you the desires of your heart. Well, I took that word and literally ran with it. My husband and I applied for a mortgage, but we were denied because I had too much debt. My husband came into the marriage with no debt, but I, on the other hand, came in with a ton of debt, primarily student loans and collection debt.

I was never taught as a young girl the value of financial honor and integrity or stewardship. As soon as I turned 18, I immediately began to make the wrong decisions that, from an early age, resulted in me accumulating debt. After we got turned down, I made it up in my mind that I was going to pay off the debt. So, I took a $4,000 loan and began to pay off the debt. Immediately, my debt was reduced, and my credit score began to increase to 630. I was working a lot of overtime at work, and we had been working mandatory overtime for 2 years straight. Financially, I could afford to repay the loan.

Suddenly and without warning, overtime began to decrease until we were limited to the amount of overtime we could work.

Now, I am not making as much as I was before, so I can no longer afford to repay this loan plus my other obligations. My car note I had paid on time for 3 years straight, never missed a payment, but now I am beginning to fall behind on all my bills because I was trying to pay back the loan, but could not afford to pay my essential bills.

So, what happened? My credit score began to decrease, and now I am in debt for almost $3,000. Now I had to wait and begin to make on-time payments with my car note for 6 to 12 months before a mortgage company would even consider me. My decision to take matters into my own hands and not seek the Lord for wisdom and not wait on the Lord resulted in me making a poor decision that resulted in financial hardship.

It took me almost a year and a half to get back on track, and even better than before I had made that poor decision. That decision was made based on pressure and being anxious to get a house, so I did what I thought was right and paid the price.

After that, I learned to wait on the Lord and do things his way. That decision was the best result. Follow my blog to stay connected as I tell you what happened in my next post.

Want to read more?

Subscribe to lifelegacyfinancialsolutions.com to keep reading this exclusive post.

Subscribe Now