Meet Desiree
Home Loan Consultant & Financial Counselor
If you are not ready to buy a home today but desire to buy one in the future, or if you need assistance with increasing your finances and reducing debt you have come to right place. I do not provide credit repair or debt consultation services as those services are great, but they do not prepare you to buy a home.
Having a good credit score is just a fraction of what is needed to buy a home. I will prepare you for an FHA loan that requires a minimum of 595 credit score with 3.5% down payment that does not include closing cost.
This is a one-time service that will put you on a path to homeownership. If you are ready to take the next step schedule your home loan consultation now and let me, get you ready.
I also offer financial counseling to enhance the quality of your life by building a strong financial portfolio.
Building A Family Legacy
When you hear the word legacy, what is the first thing that comes to mind? Legacy can mean different things to people based on their morals and values. For me, it means establishing a firm foundation for my children and future generations. It means building a life that allows my family to have an advantage in life and not be disadvantaged. Legacy is not just for when a person passes away, but it is life and legacy for now and for later.
When you begin to think about life and legacy. You are thinking about building a life where your children and grandchildren will not have to financially struggle or barely survive to make ends meet with unnecessary hardship in the world. You want to properly position them to thrive, prosper, and succeed in life with values, wisdom, honor, and integrity.
Purchasing a home is the first step in building a family legacy. The home is the foundation for your family. You have just created stability for your family. You also take the steps required to ensure the house is paid in full and properly willed to your heirs should you suddenly pass away. The home is kept in the family and passed on to your heirs, and not held up in probate or returned to the mortgage company due to not being able to pay.
The bible tells us in Proverb 13:22 that a good man leaves an inheritance to his children’s children, but the wealth of the wicked is laid up for the righteous.
What inheritance do you want to leave your children? What type of life do you want your children to have the advantage of living while you are still alive? What are things you can do to build a family legacy? As you think about these things, head over to my blog to receive strategies, resources, products the tools you need to build life and legacy.